Take control of your finances, one stack at a time.
A budgeting app focused on budgeting. No junk, no extra features.
A budgeting app focused on budgeting. No junk, no extra features.
Link your bank accounts securely through Plaid, the same service that powers Venmo and Chime.
Every transaction is automatically tracked and sorted into Needs and Wants so you always know where your money goes.
Get a spending plan for your life and start building better habits.
Every purchase gets sorted into one of two customizable buckets.
Stop searching through endless apps, emails, and statements. Pancake retrieves your due dates and recurring charges and automatically adds them to your calendar.
Dark mode, payback linking, and 12 months of history. $2.99/mo or $29.99/year.
See all Pro features
We understand being hesitant about giving apps access to your financial data. Here is exactly what we do to protect it.
Read our privacy commitment
Pancake is a personal finance app that connects to your bank accounts through Plaid to automatically track your spending, categorize transactions, and create personalized budgets. Our mission is to make budgeting simple and stress-free.
Yes. Pancake's core features are completely free. Pancake Pro ($2.99/mo or $29.99/year) unlocks dark mode, payback linking, and 12-month transaction history.
We use Plaid, the same trusted service that powers apps like Venmo, Robinhood, and Chime. Plaid connects directly with your bank over encrypted channels, and we never see or store your login credentials.
Your sensitive credentials are encrypted with AES-256 and unique per-user keys. All traffic uses TLS 1.2+. We never sell your data, and we never store account numbers, routing numbers, or card numbers.
Pancake is on iOS now. Download it free on the App Store. Android is coming soon.
Unlike other apps that try to do everything, Pancake focuses purely on budgeting. No investment tracking, no bill negotiation, no credit monitoring noise. Just clean, simple budgeting with AI-powered insights to help you build better financial habits.